Tuition Rates

Tuition rates include student fees and are part of the Cost of Attendance. Residents and nonresidents are assessed the same rates. Rates are subject to annual review and change by the WMed Board of Directors.

 
Degree Program 2023-24 Academic Year
Doctor of Medicine (MD) Degree
  • M1: $67,000 annual rate
  • M2-M4: $68,600 annual rate
Master of Science in Biomedical Sciences $1,100 per credit hour

Cost of Attendance

The annual cost of attendance, also referred to as the "student budget," represents the allowable costs for one academic year of study. These costs include tuition and fees; books, supplies, and equipment; and a reasonable living allowance for housing/rent, utilities, food, transportation, and miscellaneous personal expenses. The standard amount used by the medical school for living expenses is based on reasonable preferences and not on an individual's lifestyle and spending habits.

MD Degree 2023-24 Cost of Attendance Estimates

Tuition includes student fees and is subject to annual review and change by the Western Michigan University Homer Stryker M.D. School of Medicine Board of Directors.

  • M1 (11 months, July-June)

    Direct Costs

    These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (during your M1 year, bills will be generated in June with a July 5 due date and in December with a January 17 due date).

    Category Total
    Tuition $67,000
    Textbooks $893
    Directs Costs Total $67,893


    Indirect/Variable Costs

    These estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.

    Category Total
    Living Expenses (Food and Housing) $17,050
    Personal $3,300
    Books, Supplies (Learning Materials) $1,503
    Transportation $3,960
    Federal Student Loan Fees $1,828
    Indirect/Variable Costs Total $27,641
       
    Cost of Attendance Total (Direct and Indirect) $95,534


    Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.  

    The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.

    The medical school provides students with disability insurance and professional liability (malpractice) insurance.

  • M2 (10 months, Late June-June)

    Direct Costs

    These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (during your M2 year, bills will be generated in June with a July 5 due date and in December with a January 10 due date).

    Category Total
    Tuition $68,600
    Textbooks $499
    Directs Costs Total $69,099


    Indirect/Variable Costs

    These estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.

    Category Total
    Living Expenses (Food and Housing) $15,500
    Personal $3,000
    Books, Supplies (Learning Materials) $1,063
    Transportation $3,600
    USMLE Step 1 Exam Fee $675
    Federal Student Loan Fees $1,845
    Indirect/Variable Costs Total $25,683
       
    Cost of Attendance Total (Direct and Indirect) $94,782


    Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.

    The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.

    The medical school provides students with disability insurance and professional liability (malpractice) insurance.

  • M3 (11 months, July-May)

    Direct Costs

    These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (during your M3 year, bills will be generated in June with a July 12 due date and in December with a January 17 due date).

    Category Total
    Tuition $68,600
    Textbooks $499
    Directs Costs Total $69,099


    Indirect/Variable Costs

    These estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.

    Category Total
    Living Expenses (Food and Housing) $17,050
    Personal $3,300
    Books, Supplies (Learning Materials) $436
    Transportation $5,170
    USMLE Step 2 Exam Fee $675
    Federal Student Loan Fees $1,700
    Indirect/Variable Costs Total $28,331
       
    Cost of Attendance Total (Direct and Indirect) $97,430


    Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.  

    The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.

    The medical school provides students with disability insurance and professional liability (malpractice) insurance.

  • M4 (12 months, June-May)

    Direct Costs

    The cost is set by the medical school and will appear on your student account. Half of the tuition is charged twice a year (during your M4 year, bills will be generated in May with a June 14 due date and in November with a November 29 due date).

    Category Total
    Tuition $68,600
    Directs Costs Total $68,600


    Indirect/Variable Costs

    These estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.

    Category Total
    Living Expenses (Food and Housing) $18,600
    Personal $3,600
    Books, Supplies (Learning Materials) $436
    Transportation $5,640
    Residency Interviews/ERAS Application Fees $1,500
    Federal Student Loan Fees $1,748
    Indirect/Variable Costs Total $31,524
       
    Cost of Attendance Total (Direct and Indirect) $100,124


    Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.

    The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.

    The medical school provides students with disability insurance and professional liability (malpractice) insurance.

Master's Degree 2023-2024 Cost of Attendance Estimates

Tuition rates are subject to annual review and change by the Western Michigan University Homer Stryker M.D. School of Medicine Board of Directors.

  • Biomedical Sciences (9 months, July-May)

    Direct Costs

    These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (bills will be generated in June with a July 5 due date and in December with a January 17 due date).

    Category Total
    Tuition $33,000
    Textbooks $220
    Directs Costs Total $33,220


    Indirect/Variable Costs

    These estimated costs are based on averages for each of the categories as determined by surveying students at the medical school and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.

    Category Total
    Living Expenses (Food and Housing) $13,950
    Personal $2,700
    Books, Supplies (Learning Materials) $588
    Computer $3,000
    Transportation $3,240
    Indirect/Variable Costs Total $23,478
       
    Cost of Attendance Total (Direct and Indirect) $56,933


    Federal student loan fees are calculated on a case-by-case and based on the federal Direct Unsubsidized loan eligibility in the program. The 2023-24 federal Direct Loan origination fee is currently 1.057% for Unsubsidized loans 4.228% and is subtracted from the amount of loan money borrowed.

    The cost of health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.


Dual Degree Programs (MD/PHD, MD/MBA)

Students enrolled in an MD-PhD or MD-MBA dual degree program complete degree requirements at WMed and Van Andel Institute Graduate School (PhD) or Western Michigan University (MBA). When taking courses at WMed, students register, pay tuition and other account charges, and receive financial aid (if eligible) from WMed. When taking courses at Van Andel Institute Graduate School or Western Michigan University, students register, pay tuition and other account charges, and receive financial aid (if eligible) from the respective institution.  

There may be terms/semesters when courses will be taken at both institutions. In that instance, students are required to register, and are responsible to pay all account charges, at each respective institution.

Tuition Discounts

Employees of the medical school may be eligible for tuition reimbursement of up to $5,250 each academic year. See policy HR74 Tuition Reimbursement for more information.

The spouse, qualified same sex domestic partner, and dependent children of full-time employed (0.80 FTE and greater) faculty (at the rank of Assistant Professor and higher) and staff of the medical school may be eligible for a 25% tuition remission benefit. See policy HR 76 Tuition Reimbursement for more information.

Tuition Refunds

WMed calculates the amount of tuition to be refunded to a student who stops attending classes,  clerkships, or other academically related activity due to withdrawal (official or unofficial), dismissal, suspension, or  leave of absence (approved or unapproved). 

A written request must be submitted and approved for a student to be eligible for a tuition refund. Doctor of Medicine (MD) degree students must contact the associate dean of Student Affairs. Master of Science degree students must contact their Program Chief or the registrar. (Leave of absence requests apply to the Doctor of Medicine (MD) degree program only.)

WMed does not charge student fees that are subject to refund. All other unpaid student account charges must be paid in full before tuition is refunded. The charge for parking, if a student elected parking, is refunded on a pro-rated basis from the last date of attendance.

Tuition Refund Schedule

Withdrawal Date Tuition Refunded
Before the 1st day of the term or semester 100% of tuition
The 1st through 7th calendar day of the term or semester 100% of tuition
The 8th through 14th calendar day of the term or semester 75% of tuition
The 15th through 21st calendar day of the term or semester 50% of tuition
The 22nd through 28th calendar day of the term or semester 25% of tuition
After the 28th calendar day of the term or semester 0% of tuition


Tuition refunds are generally not granted after the deadlines but exceptions may be made on a case-by-case basis when illness, death, involuntary call to military service, administrative error, or other exceptional circumstance exists.

A student who unofficially withdraws, takes an unapproved leave of absence, or is suspended or dismissed, is not entitled to a tuition refund. 

Refer to the Financial Aid Policy Manual for more specific information.

Past Due Accounts 

Students are responsible for any unpaid balance on their account. Any past-due tuition balance may result in a hold being placed on a student's account and deregistration from current and future courses. Students who are sponsored by a third party provider (e.g. government agency, employer, Veterans Affairs Chapter 33 and Chapter 31 beneficiaries in accordance with Public Law 115-407) will not have a hold placed on their account or be deregistered from courses. 

Credit Hours Required for Degree Completion

Degree Program Credits
Doctor of Medicine (MD) Degree 182 credits
Master of Science in Biomedical Sciences 32 credits


Enrollment Verification

Enrollment statuses are reported to the National Student Loan Data System (NSLDS) to confirm full time, half time, or less than half time enrollment, and to report changes due to withdrawal, leave of absence, dismissal or graduation. Personal identifiable information for student loan borrowers including program of study, anticipated graduation date, and contact information, is also reported. NSLDS records are accessible to all authorized NSLDS users including schools, lenders, loan servicers and guaranty agencies, federal agencies, and other authorized users.